Research Paper On Insurance

Research Paper On Insurance-21
The use of insurance should not only include the transfer of cyber risk but also provide incentives for insured enterprises to invest in cyber self-protection.

The use of insurance should not only include the transfer of cyber risk but also provide incentives for insured enterprises to invest in cyber self-protection.

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De Smidt and Botzen (2018) also note that the development of a predictive model for assessing total financial impacts and the likelihood of a cyberattack on specific organisations may be useful.

This point connects to the preceding paper with the scoring approach developed by Shetty (2018) that might provide a starting point for more future development in this predictive direction.

The results suggest that Enterprise Risk Management needs to better understand and describe emerging IT risks.

The article also discusses who needs to be involved in the management of emerging risks from IT innovations.

They also discuss one potential explanation for the low demand for cyber risk insurance: the probability of a successful cyberattack tends to be overestimated, whereas its financial impact is underestimated.

The paper includes an overview of hypotheses about perceptions of cyber risk that could form a fruitful basis for future research.

Three articles look at cyber risk management in general and one considers cyber risk insurance in detail.

One of the four articles focuses on banking (Ashby (2018).

It is not surprising that the number of submissions and accepted papers for this special issue was low compared to other special issues of .

Although cyber risk—or information security in general—is a classic topic in IT research, only relatively few researchers are currently analysing this topic from a business or an economics perspective.

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